YEREVAN, AUGUST 2, NOYAN TAPAN. As of late June, the overall balance capital of the 13 credit institutions registered in Armenia made 5 bln 652 mln drams (about 13.4 mln USD), exceeding the previous quarter's index by 22.5%. The total amount of loans provided by the credit institutions in the second quarter made 8 bln 805 mln drams, exceeding the first quarter's index by 19.5%. Consumer loans accounted for 19.07% of the loans provided, loans to industry and trade - for 25.3% and 14.02% respectively. The smallest amount of loans was given to construction (2.19%). As of late June, standard loans accounted for 94.9% of the credit institutions' credits and accounts receivable, which exceeded the previous quarter's index by 2.4%. There were no bad loans. In the structure of resources attracted by the credit institutions in the period under review, the time liabilities of natural persons declined by 2.2% on the previous quarter, those of legal entities - by 65%. According to the Central Bank of Armenia's (CBA) quarterly report, in the second quarter of this year, there were no credit institutions that violated the minimum amount of the overall capital or exceeded the maximum of the gross foreign currency position.

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