Down payment (?????????) - 20% File fee(????????????) - 0 Fixed interest rate (??????? ????????????) -11% Tenor (???????) – 15 years Starting April 01 2012 Down payment (?????????) - 30% File fee(????????????) - 0.5% min AMD 50,000 max AMD 250,000 Fixed interest rate (??????? ????????????)-11% Tenor (???????) – 15 years

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